[vc_row][vc_column][vc_column_text]One of the most challenging aspects of buying a home is saving for a down payment. As you’re working hard to budget and plan for your purchase, you may want to understand how much you’ll need to put down and more specifically, how long it will take you to get there. The process may actually move faster than you think. We are able to estimate how...
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[vc_row][vc_column][vc_column_text]As vaccines are administered and life begins to return to normal, many of us are beginning to plan for those long-awaited vacations we missed out on over the past year. That includes those who are focusing on buying a vacation home rather than staying in a hotel, too. The National Association of Home Builders (NAHB) reports that second homes account for 15 percent of new single-family home sales. This increase...
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[vc_row][vc_column][vc_column_text]Recently, there has been discussion around what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could be millions of foreclosures hitting the market, but there are a few major reasons that won’t happen. Almost 50% Who leave The Program Are Current on their Payments. Data through March shows that 48.9% of homeowners who have already left...
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[vc_row][vc_column][vc_column_text]In today’s sellers’ market, many homeowners are tempted to try to sell their house on their own instead of working with a trusted real estate professional. Right now, buyers are eager to snatch up virtually any house that comes to market. This makes it even more tempting to sell your home on your own. As a result, some sellers think selling their house will be a breeze. Let’s unpack why...
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[vc_row][vc_column][vc_column_text]It’s common knowledge that if you’re planning on buying a home, saving for a down payment is one of the most important steps in the process. How do you start? Well, one of the best ways to start your savings is with the help of your tax refund. According to the Internal Revenue Service (IRS), Americans can expect an average refund of $2,925 when filing their taxes this year. This number varies by...
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[vc_row][vc_column][vc_column_text]It’s no surprise that many are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. Why? The availability of mortgage money is just one of the factors they’re pointing to. Recent information being spread about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning...
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[vc_row][vc_column][vc_column_text]If you've recently considered selling your home, this is the time to really consider making a move. To put it simply, this season is the ultimate sellers' market and the perfect time to make your house available for the incredibly high number of buyers who are looking for homes to purchase and willing to put in high-quality offers. The latest Existing Home Sales Report from The National Association of Realtors (NAR)...
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[vc_row][vc_column][vc_column_text]Did you know that the housing market is full of outstanding opportunities for both buyers and sellers right now? Whether you’re considering buying your first home, moving to a bigger one, or selling your current home, there are plenty of perks for you. Here are the top two to keep on your radar this season! Opportunity For Buyers: Low Mortgage Rates Today’s most compelling buyer incentive is low...
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[vc_row][vc_column][vc_column_text]With lending standards tightening, many are concerned over whether their credit score is strong enough to qualify for a mortgage. While stricter lending standards could be a challenge for some, many buyers may be surprised by the options that are still available for borrowers with lower credit scores. Did you know that the average American has seen their credit score go up in recent years? This...
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[vc_row][vc_column][vc_column_text]When considering selling, homeowners tend to start remodeling in hopes of making the home more appealing to buyers. However, with so many buyers competing for a low inventory of homes right now, renovations may not be as important as they would be in a more normal market. Here are a few important things to keep in mind while you're considering selling this season. 1. Inventory is...
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