[vc_row][vc_column][vc_column_text]It’s no surprise that many are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. Why? The availability of mortgage money is just one of the factors they’re pointing to.   Recent information being spread about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning...

[vc_row][vc_column][vc_column_text]If you've recently considered selling your home, this is the time to really consider making a move.   To put it simply, this season is the ultimate sellers' market and the perfect time to make your house available for the incredibly high number of buyers who are looking for homes to purchase and willing to put in high-quality offers.   The latest Existing Home Sales Report from The National Association of Realtors (NAR)...

[vc_row][vc_column][vc_column_text]Did you know that the housing market is full of outstanding opportunities for both buyers and sellers right now? Whether you’re considering buying your first home, moving to a bigger one, or selling your current home, there are plenty of perks for you. Here are the top two to keep on your radar this season!   Opportunity For Buyers: Low Mortgage Rates   Today’s most compelling buyer incentive is low...

[vc_row][vc_column][vc_column_text]With lending standards tightening, many are concerned over whether their credit score is strong enough to qualify for a mortgage. While stricter lending standards could be a challenge for some, many buyers may be surprised by the options that are still available for borrowers with lower credit scores.   Did you know that the average American has seen their credit score go up in recent years? This...

[vc_row][vc_column][vc_column_text]When considering selling, homeowners tend to start remodeling in hopes of making the home more appealing to buyers. However, with so many buyers competing for a low inventory of homes right now, renovations may not be as important as they would be in a more normal market. Here are a few important things to keep in mind while you're considering selling this season.   1. Inventory is...

[vc_row][vc_column][vc_column_text]Today's homebuyers are faced with a strong sellers' market, meaning there are a lot of buyers competing for a low number of available homes.   As a result, it's important to understand how to make a competitive offer on your perfect home.   Here are five tips for success in this critical stage of the homebuying process.   1. Understand Your Financial Situation   Having a complete understanding of your budget and how much house you...

[vc_row][vc_column][vc_column_text]Freddie Mac recently announced that their 30-year fixed mortgage rate was over 3% for the first time since July of 2020. Since that announcement hit the news, articles have talked about the negative impact it may have on the housing market. However, before we jump to conclusions, we should realize two very important things:   1. The bump-up in rate should not have been surprising. Many experts...

[vc_row][vc_column][vc_column_text]Due to the COVID-19 pandemic, many homeowners thought twice about selling their homes last year. This year, however, homeowners are beginning to regain their confidence when it comes to selling. Many have referred to favorable mortgage rates, high home prices, and low housing inventory as their reasoning for considering selling.   Normally, spring is the time when many homeowners decide to list their houses. While this is...

[vc_row][vc_column][vc_column_text]Considering buying a home this year? You may be wondering how much money you need for a down payment. While there are lower down payment options available, it’s important to understand the benefits of a larger down payment.   There are programs available that allow you to put down as little as 3.5%, which can be a huge benefit to those who want to purchase a home...